Free tools
Calculators and lookups for commercial and multifamily property, each with the rules and sources it follows. No sign-up.
Insurance math
Coinsurance penalty calculator
What a claim pays when a building is insured below the policy's coinsurance requirement.
Actual cash value and roof depreciation
Replacement cost, depreciation by age, the deductible, and what is paid now and after repairs.
Rental income worksheet
The rents and charges a building would earn over the months a repair takes.
Insurance cost and property value
How a premium change moves net operating income and value at a given cap rate.
Hurricane and wind deductible calculator
What a percentage deductible would cost on each building, with each coastal state's rules.
Templates
Statement of values template
An Excel or CSV spreadsheet with one row per building: COPE details, roof year and values.
Loss run request letter
A letter asking an insurer for loss runs, with the days several states give insurers to send them.
Broker of record letter
A letter naming a broker of record for listed policies, with what the letter does and does not do.
Checklists
Hurricane preparedness checklist
Roof, rooftop units, openings, flood exposure, records and people, from the season's start to the warning.
Pre-storm photo checklist
What to photograph and record before storm season, roof section by roof section, as a dated condition record.
After-storm checklist
After hail or wind: safety, photos and records, temporary protection and notice to the insurer.
Freeze preparation checklist
Pipes, sprinklers, shutoff valves, vacant units and people, before a hard freeze.
Property risk
Property risk snapshot
The FEMA flood zone, FEMA National Risk Index ratings and NOAA hail and wind days for one address.
Roofs
Roof life estimator
A roof's age and years left against each published useful life table for its material.
Roof area and squares calculator
Roof area and squares from a footprint and pitch, with the pitch factor, angle and waste.
Storm history
Hail and wind history for an address
Every day since 2010 with hail or wind reports near a street address.
Hail history for a portfolio
Up to 100 addresses at once, pasted or from a CSV or Excel file.
Storm reports by day
Every hail, wind and tornado report since 2010, by day and state, with maps.
Live storm map
Radar, live warnings and watches, the day's outlook and reports, updated every minute.
Hurricanes that reached US cities
Every storm since 1851 with its track, landfalls and modeled winds by city.
The most hail-prone US cities
200 metros ranked by days with 1-inch hail over the last 10 years.
US cities with the most severe wind days
200 metros ranked by days with severe wind reports over the last 10 years.