For commercial property owners
Ready before the storm.
The owner-side property protection team: expert guidance, AI-assisted intelligence, and certified partners, from preparation through recovery.
“Pre-existing.” The word that kills good claims.
After a loss, the insurance company knows the policy, the process, and your property better than you do. That advantage decides claims.
Without your own record and your own experts, legitimate damage gets argued down as wear, age, or prior loss.
What we do
Your asset. Your evidence. Your side.
Experts in your corner
An experienced owner-side team that knows your properties, your policies, and how claims really get decided.
A file of your own
Policies, condition records, weather history, and claim documents in one AI-assisted record that builds your leverage.
The worst time to learn your policy is after the loss.
Our team reviews every policy you bring us, AI-assisted for speed and depth. The model reads. An expert decides.
You get a straight answer on where you are exposed and what it means, before a loss tests it.
Gaps and exclusions
The fine print that gets claims denied.
Limits and deductibles
What you are actually carrying, in plain English.
Fixes before renewal
What to change while you still can.
Ask anytime
Ask questions against your own policies and records, with the sources visible.
How it works
Document
Our team captures hours of timestamped photos, video, and condition notes per property. The record starts working before anything goes wrong.
Monitor
Your properties enroll in 24/7 weather monitoring. When a storm tracks toward one of them, you hear from us first, by email, with specifics.
Respond
After an event, our team documents the damage against your pre-loss record and helps you build and file a claim backed by airtight proof.
Recover
We put our claims expertise to work recovering the full value you're owed. When the process stalls, we keep it moving, through rebuild and closeout.
Built for owners who carry the risk.
Commercial portfolios in storm country: Texas, Florida, the Gulf Coast, Tornado Alley. Five properties or five hundred.
Owners and operators alike. We work as an extension of your team, with people who know your properties, your policies, and your priorities.
- Multi-family
- Mixed-use
- Light industrial
- Retail
- Hotels
Why now
The storms aren’t slowing down.
- 0
- Billion-dollar US weather and climate disasters, 1980 to 2024
- 0 a year
- Average billion-dollar disasters, 2020 through 2024. The 45-year average is nine.
- $0.0T
- Cumulative damage from those disasters since 1980
Source: NOAA NCEI
Source: NOAA NCEI
Source: NOAA NCEI
Why Cloudbreak exists
We come from the commercial restoration side of the business, where we saw how insurance claims are really won and lost.
Cloudbreak puts that expertise on the owner’s side, with direct access to the people responsible, not a ticket queue.