For commercial and multifamily owners
Ready before the storm.
The owner-side property protection team: expert guidance, AI-assisted intelligence, and certified partners, from preparation through recovery.
CloudbreakStorm alertnow
1.75in hail 2 mi from Oak Ridge Apartments
Last night, 9:40 pm. Roof photos on file from March. Inspection booked for Thursday.
Oak Ridge1 in1.5 in1.75 inMRMS radar · 9:40 pm© OpenMapTiles © OpenStreetMap“Pre-existing.” The word that kills good claims.
After a loss, the insurance company knows the policy, the process, and your property better than you do. That advantage decides claims.
Without your own record and your own experts, legitimate damage gets argued down as wear, age, or prior loss.
The moments that decide a claim.
What we do
Your asset. Your evidence. Your side.
Experts in your corner
An experienced owner-side team that knows your properties, your policies, and how claims really get decided.
Your proof, on file
Policies, condition records, weather history, and claim documents in one AI-assisted record that builds your leverage.
How it works
Document
Our team captures hours of timestamped photos, video, and condition notes per property. The record starts working before anything goes wrong.
Learn more about pre-loss documentationMonitor
Our proprietary predictive storm engine, built with AI and backed by meteorologists, watches each of your properties around the clock. When a storm threatens one, you hear from us, with specifics.
Learn more about storm monitoringRespond
After an event, our team documents the damage against your pre-loss record and helps you build and file a claim backed by airtight proof.
Learn more about storm claim supportRecover
We put our claims expertise to work recovering the full value you're owed. When the process stalls, we keep it moving, through rebuild and closeout.
Every fact traces back to its source.
Roof condition
Good, minor ponding at NE drain
Inspection photo 14
Mar 12, 2026
Dated photos
Each condition note links to the photo it came from and the day it was taken.
Hail at this property
1.75 in
Cloudbreak storm engine
May 4, 2026, 9:40 pm
Every storm, dated
Each storm at the property is logged with its date, time and size.
Wind and hail deductible
2% of building value
Policy_2026.pdf
Page 14
Policy terms with page numbers
Deductibles, limits and exclusions point back to the page in your policy.
Built for owners who carry the risk.
Commercial portfolios in storm country: Texas, Florida, the Gulf Coast, Tornado Alley. Five properties or five hundred.
Owners, operators, property managers, investors, and risk and asset managers alike. We work as an extension of your team, with people who know your properties, your policies, and your priorities.
Built for every seat at the table.
1 / 5
Owner
Protect what you own before the storm, not after.
A dated record of every roof, and people on your side when a claim gets argued.
Why now
The storms aren’t slowing down.
Severe-storm damage per year
US storms of $1B or more. Five-year averages, in 2024 dollars.
Source: NOAA NCEI, U.S. Billion-Dollar Weather and Climate Disasters, 1980 to 2024.
See the data
| Year | Damage | $1B+ storms |
|---|---|---|
| 1980 | $0.0B | 0 |
| 1981 | $1.4B | 1 |
| 1982 | $3.2B | 2 |
| 1983 | $0.0B | 0 |
| 1984 | $3.2B | 2 |
| 1985 | $1.8B | 1 |
| 1986 | $1.5B | 1 |
| 1987 | $0.0B | 0 |
| 1988 | $0.0B | 0 |
| 1989 | $1.4B | 1 |
| 1990 | $2.0B | 1 |
| 1991 | $1.5B | 1 |
| 1992 | $7.1B | 4 |
| 1993 | $1.4B | 1 |
| 1994 | $2.1B | 1 |
| 1995 | $12.6B | 2 |
| 1996 | $0.0B | 0 |
| 1997 | $3.9B | 2 |
| 1998 | $7.1B | 3 |
| 1999 | $3.8B | 1 |
| 2000 | $1.3B | 1 |
| 2001 | $6.7B | 2 |
| 2002 | $4.9B | 2 |
| 2003 | $13.8B | 4 |
| 2004 | $2.8B | 2 |
| 2005 | $1.4B | 1 |
| 2006 | $11.0B | 5 |
| 2007 | $3.8B | 1 |
| 2008 | $13.3B | 6 |
| 2009 | $11.8B | 6 |
| 2010 | $13.0B | 4 |
| 2011 | $45.0B | 10 |
| 2012 | $22.5B | 7 |
| 2013 | $14.5B | 7 |
| 2014 | $15.9B | 7 |
| 2015 | $10.9B | 6 |
| 2016 | $19.2B | 8 |
| 2017 | $24.9B | 11 |
| 2018 | $16.9B | 10 |
| 2019 | $17.1B | 8 |
| 2020 | $40.8B | 13 |
| 2021 | $23.3B | 11 |
| 2022 | $23.0B | 11 |
| 2023 | $55.5B | 19 |
| 2024 | $46.8B | 17 |
Why Cloudbreak exists
We come from the commercial restoration side of the business, where we saw how insurance claims are really won and lost.
Cloudbreak puts that expertise on the owner’s side, with direct access to the people responsible, not a ticket queue.
No upfront cost. Policy reviews are free for any owner.